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These chocolate cream cheese cupcakes bake up with a soft, cocoa-rich crumb and a creamy cheesecake-style center right in the middle. The thin chocolate batter rises around a lightly sweetened cream cheese filling studded with mini chocolate chips, creating a shallow dip on top as they bake.

Made in standard muffin pans and ready in about 30 minutes, they’re a simple dessert that doesn’t need frosting to shine.

Five cream cheese filled cupcakes on a white plate.
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Here’s Why This Chocolate Cream Cheese Cupcake Recipe Works

No frosting needed: The tangy cream cheese center doubles as the topping, so these cupcakes come out of the oven ready to serve.

One-bowl batter: The chocolate base mixes up fast with no eggs and no mixer—just whisk and go.

Mini chocolate chips: Stirred into the filling, they melt slightly while holding their shape, adding soft pops of chocolate throughout.

Perfect contrast: The tender chocolate cake plays off the creamy center for a rich-meets-light combo that tastes like a cheesecake brownie in cupcake form.

If you like the chocolate-and-cream-cheese combination, this chocolate brownie cheesecake is another rich dessert with a baked-in cheesecake layer.

A cupcake baking pan filled with chocolate cream cheese cupcakes.

A Note on the Chocolate Batter

The chocolate cupcake base is adapted from my wacky chocolate cake, an old-school recipe made without eggs and leavened with baking soda and vinegar. Variations of this cake show up in countless church cookbooks because it’s simple and reliable. It bakes up tender and light, letting the cream cheese filling peek through as it bakes.

Ingredients used to make chocolate cream cheese cupcakes.

Ingredient Notes

Cream cheese: Use full-fat block cream cheese, not whipped or spreadable. It gives the filling structure and a smooth, cheesecake-like texture once baked.

Egg: The egg helps the cream cheese layer set properly. There are no eggs in the cupcake batter, so don’t skip it in the filling.

Unsweetened cocoa powder: Use natural, unsweetened cocoa powder for the best rise. Dutch-process cocoa won’t react the same way with the baking soda and vinegar.

Vegetable oil: Oil keeps the cupcakes soft and moist. Butter will change both the texture and flavor of the cake.

White vinegar: The chocolate batter doesn’t contain eggs, so the vinegar is essential for structure and lift. It reacts with the baking soda to create carbon dioxide, helping the cupcakes rise and bake up tender. There’s no vinegary taste in the finished cupcakes.

Cooling a recipe for cupcakes with cream cheese filling.

For a bar-style dessert, these brownies with cream cheese frosting deliver the same contrast in a simple, sliceable format.

Recipe Tips

Soften the cream cheese: Cold cream cheese won’t mix smoothly. Let it come to room temp for the best texture.

Use mini chips: Full-size chips can weigh down the filling and won’t distribute as evenly.

Fill halfway: Stick to ½ full liners for the chocolate batter so the filling doesn’t overflow.

Use a cookie scoop or measuring spoon for the filling: Keeping the cream cheese portion consistent helps the centers bake evenly and prevents some cupcakes from sinking more than others.

Check doneness at the center, not the edges: The chocolate cake can look set before the cream cheese is fully baked. The filling should look just set, not jiggly.

Cool completely before removing liners: The cream cheese center firms up as it cools, making the cupcakes easier to handle and cleaner to unwrap.

Refrigerate before serving if you want cleaner centers: A short chill gives the filling a more defined texture, especially if you’re serving them later.

If you’re in the mood for more chocolate cupcakes, these hot chocolate cupcakes lean cozy and cocoa-forward.

A cupcake cut in half showing cream cheese in the center.

A Proven Classic

This style of chocolate cream cheese cupcake has been around for generations because it works. A simple chocolate batter, a creamy center, and no need for frosting. It’s a dependable dessert that feels as at home on a potluck table as it does in a modern kitchen.

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Eight chocolate cupcakes with cream cheese centers on a white plate.
Prep Time: 10 minutes
Cook Time: 20 minutes
Total Time: 30 minutes
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Chocolate Cream Cheese Cupcakes

Soft chocolate cupcakes with a cream cheese center baked right in. The cocoa batter rises around a lightly sweetened filling creating a shallow dip as they bake. Ready in about 30 minutes, these cupcakes don’t need frosting and store well for make-ahead baking.

If you make this recipe, please leave a star rating and comment.

Servings: 16 servings
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Ingredients 

Cream Cheese Filling

  • 8 ounces cream cheese, softened, 226 grams
  • cup granulated sugar, 66 grams
  • 1 large egg, 50 grams
  • 1 teaspoon vanilla extract
  • ¾ cup mini chocolate chips, 128 grams

Chocolate Cupcake Batter

  • 1 ¼ cups all-purpose flour, 150 grams
  • 1 cup granulated sugar, 200 grams
  • ½ cup unsweetened cocoa powder, 42 grams
  • 1 teaspoon baking soda
  • ½ teaspoon salt
  • 1 cup milk, 227 grams
  • ½ cup vegetable oil, 109 grams
  • 1 tablespoon white vinegar, 15 grams
  • 1 teaspoon vanilla extract

Instructions 

  • Preheat the oven to 350°F. Line 2 standard muffin pans with 16 paper liners.
  • Make the cream cheese filling: In a medium bowl, beat the cream cheese and sugar until smooth. Add the egg and vanilla and mix just until combined.
    Adding an egg and vanilla extract to a mixing bowl.
  • Stir in the chocolate chips and set the mixture aside.
    Folding chocolate chips into the cream cheese mixture.
  • Make the chocolate batter: In a separate bowl, whisk together the flour, sugar, cocoa powder, baking soda, and salt. Add the milk, oil, vinegar, and vanilla. Whisk until smooth. The batter will be thin.
    Mixing chocolate cupcake batter in a clear bowl.
  • Fill the liners: Divide the chocolate batter evenly among the liners, filling each about ½ full.
    Adding chocolate batter to cupcake liners.
  • Add the filling: Spoon about 1½ tablespoons of the cream cheese mixture into the center of each cupcake. Do not swirl, the filling will settle on its own during baking.
    Adding cream cheese filling to the chocolate cupcakes.
  • Bake: Bake for 20–25 minutes, until the cream cheese centers look set and a toothpick inserted in the cake comes out clean.
    Let the cupcakes cool in the pan for 10 minutes, then transfer to a wire rack to cool completely.
    A cupcake pan filled with warm chocolate cream cheese cupcakes.

Notes

Cocoa powder: Use natural, unsweetened cocoa powder. Because this recipe relies on baking soda and vinegar for lift, Dutch-process cocoa won’t react the same way and can affect the rise and texture.
No frosting needed: The contrast between the soft chocolate cake and the creamy center acts as the topping, so these cupcakes are ready to serve as-is.
Why vinegar matters: The vinegar reacts with the baking soda to provide lift and structure. Since the batter is egg-free, this reaction is key to keeping the cupcakes tender. The vinegar flavor bakes off completely.
Storage: Store covered at room temperature for up to 1 day, or refrigerate for up to 4 days.
Serving tip: These cupcakes can be served at room temperature or chilled. Chilling gives the cream cheese center a firmer, more defined texture.
Make-ahead friendly: The flavor and texture hold well overnight, making these a good option for baking ahead.

Nutrition

Serving: 1 serving, Calories: 273kcal, Carbohydrates: 33g, Protein: 4g, Fat: 15g, Saturated Fat: 6g, Polyunsaturated Fat: 4g, Monounsaturated Fat: 3g, Trans Fat: 0.1g, Cholesterol: 28mg, Sodium: 202mg, Potassium: 98mg, Fiber: 1g, Sugar: 23g, Vitamin A: 249IU, Vitamin C: 0.1mg, Calcium: 49mg, Iron: 1mg

Nutrition information is automatically calculated, so should only be used as an approximation.

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About Dahn Boquist

Dahn Boquist is a retired nurse turned recipe developer, home cook, and baker with years of hands-on experience creating and testing from-scratch recipes. She specializes in whole-food cooking with creative twists on classic dishes. When she’s not in the kitchen, she enjoys sharing meals with family, exploring the Pacific Northwest, and spending time with her grandchildren.

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